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National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.

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Date State Bill No. Title Outcome
March 8, 2024 National HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
Jan. 11, 2024 National HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
Jan. 10, 2024 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Veto Override Failed - Senate (54 - 45)
Dec. 1, 2023 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
Nov. 15, 2023 National S J Res 43 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program". Bill Failed - Senate (49 - 50)
Oct. 18, 2023 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - Senate (53 - 44)
June 23, 2023 National HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
June 1, 2023 National H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - Senate (52 - 46)
May 24, 2023 National H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
March 1, 2023 National H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - Senate (50 - 46)
March 1, 2023 National HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
Feb. 28, 2023 National H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
Sept. 29, 2022 National HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
Sept. 21, 2022 National S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
June 15, 2022 National HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
June 24, 2021 National S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
June 16, 2021 National HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
May 11, 2021 National S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - Senate (52 - 47)
April 19, 2021 National HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
June 26, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
March 11, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - Senate (53 - 42)
Jan. 29, 2020 National HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
Jan. 16, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
Nov. 15, 2019 National HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
July 24, 2019 National HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
Date No. Title Outcome
3/08 HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
1/11 HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
1/10 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Veto Override Failed - Senate (54 - 45)
12/01 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
11/15 S J Res 43 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program". Bill Failed - Senate (49 - 50)
10/18 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - Senate (53 - 44)
6/23 HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
6/01 H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - Senate (52 - 46)
5/24 H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
3/01 H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - Senate (50 - 46)
3/01 HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
2/28 H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
9/29 HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
9/21 S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
6/15 HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
6/24 S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
6/16 HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
5/11 S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - Senate (52 - 47)
4/19 HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
6/26 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
3/11 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - Senate (53 - 42)
1/29 HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
1/16 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
11/15 HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
7/24 HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
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