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National Finance and Banking Key Votes

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Vote Smart provides easy access to congressional and state voting records and maintains a collection of key votes grouped by issue. Vote Smart uses the following criteria to select key votes:

  1. The vote should be helpful in portraying how a member stands on a particular issue
  2. The vote should be clear for any person to understand
  3. The vote has received media attention
  4. The vote was passed or defeated by a very close margin
  5. Occasionally, if a specific bill is consistently inquired about on the Voter's Research Hotline, the vote will be added

Vote Smart provides a summary of the version of the bill text associated with each selected key vote. Our summaries are written by Vote Smart's staff and interns, who adhere to our strict policies and procedures in order to guarantee absolute impartiality and accuracy. They do not necessarily reflect the content of the final version of the bill, but rather the version voted on in that stage. While many procedural votes take place before a full chamber vote, our voting stages reflect the final reading of each chamber vote. Each key vote selection is reviewed by the project's community of advisors, who are political scientists and journalists from all fifty states.

For more information about the legislative process, see here.

results per page:
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Date State Bill No. Title Outcome
March 8, 2024 National HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
Jan. 11, 2024 National HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
Dec. 1, 2023 National S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
June 23, 2023 National HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
May 24, 2023 National H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
March 1, 2023 National HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
Feb. 28, 2023 National H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
Sept. 29, 2022 National HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
Sept. 21, 2022 National S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
June 15, 2022 National HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
June 24, 2021 National S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
June 16, 2021 National HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
April 19, 2021 National HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
June 26, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
Jan. 29, 2020 National HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
Jan. 16, 2020 National H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
Nov. 15, 2019 National HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
July 24, 2019 National HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
May 22, 2019 National HR 1500 Consumers First Act Bill Passed - House (231 - 191)
May 22, 2018 National S 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Bill Passed - House (258 - 159)
April 13, 2018 National HR 4790 Volcker Rule Regulatory Harmonization Act Bill Passed - House (300 - 104)
April 11, 2018 National HR 4293 Stress Test Improvement Act of 2017 Bill Passed - House (245 - 174)
March 6, 2018 National HR 4607 Comprehensive Regulatory Review Act Bill Passed - House (246 - 143)
Jan. 17, 2018 National HR 3326 World Bank Accountability Act of 2017 Bill Passed - House (237 - 184)
Dec. 14, 2017 National HR 4324 Strengthening Oversight of Iran's Access to Finance Act Bill Passed - House (252 - 167)
Dec. 1, 2017 National HR 1699 Preserving Access to Manufactured Housing Act of 2017 Bill Passed - House (256 - 163)
July 25, 2017 National H J Res 111 Providing for Congressional Disapproval of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Bill Passed - House (231 - 190)
June 8, 2017 National HR 10 Financial CHOICE Act of 2017 Bill Passed - House (233 - 186)
June 9, 2016 National HR 5278 Puerto Rico Oversight, Management, and Economic Stability Act (PROMESA) Bill Passed - House (297 - 127)
April 28, 2016 National H J Res 88 Disapproving the Rule Submitted by the Department of Labor Relating to the Definition of the Term "Fiduciary" Joint Resolution Passed - House (234 - 183)
April 14, 2016 National HR 3340 Financial Stability Oversight Council Reform Act Bill Passed - House (239 - 179)
Feb. 4, 2016 National HR 766 Financial Institution Customer Protection Act of 2016 Bill Passed - House (250 - 169)
Oct. 27, 2015 National HR 597 Export-Import Bank Reform and Reauthorization Act of 2015 Bill Passed - House (313 - 118)
April 14, 2015 National HR 650 Preserving Access to Manufactured Housing Act of 2015 Bill Passed - House (263 - 162)
Jan. 14, 2015 National HR 37 Promoting Job Creation and Reducing Small Business Burdens Act Bill Passed - House (271 - 154)
Sept. 17, 2014 National H J Res 124 Continuing Appropriations Resolution, 2015 Joint Resolution Passed - House (319 - 108)
July 16, 2014 National H Amdt 1079 Prohibits the Internal Revenue Service (IRS) from Providing Bonuses to Employees Amendment Adopted - House (282 - 138)
July 16, 2014 National H Amdt 1098 Prohibits District of Columbia from Implementing Certain Firearm Laws Amendment Adopted - House (241 - 181)
July 16, 2014 National H Amdt 1093 Prohibits Federal Communications Commission (FCC) from Preventing States from Implementing Broadband Internet Access Service Laws Amendment Adopted - House (223 - 200)
July 16, 2014 National H Amdt 1086 Prohibits States from Penalizing a Bank for Providing Financial Services to Marijuana Businesses Amendment Adopted - House (231 - 192)
July 16, 2014 National H Amdt 1083 Prohibits Federal Agencies from Paying Federal Employees Certain Pay Rates Amendment Rejected - House (193 - 230)
July 16, 2014 National HR 5016 Financial Services and General Government Appropriations Act, 2015 Bill Passed - House (228 - 195)
Oct. 30, 2013 National HR 992 Swaps Regulatory Improvement Act Bill Passed - House (292 - 122)
Oct. 29, 2013 National HR 2374 Retail Investor Protection Act Bill Passed - House (254 - 166)
May 23, 2013 National HR 1911 Smarter Solutions for Students Act Bill Passed - House (221 - 198)
May 17, 2013 National HR 1062 SEC Regulatory Accountability Act Bill Passed - House (235 - 161)
July 25, 2012 National HR 459 Federal Reserve Transparency Act of 2012 Bill Passed - House (327 - 98)
May 9, 2012 National HR 2072 Export-Import Bank Reauthorization Act of 2012 Bill Passed - House (330 - 93)
Feb. 9, 2012 National S 2038 Prohibits Insider Trading by Government Officials Bill Passed - House (417 - 2)
Nov. 3, 2011 National H Amdt 849 Requires Public Disclosure of Bonuses and Golden Parachute Arrangements Amendment Rejected - House (190 - 234)
July 21, 2011 National HR 1315 Oversight of Consumer Financial Protection Bureau Bill Passed - House (241 - 173)
March 11, 2011 National HR 836 Terminating the Emergency Mortgage Relief Program Bill Passed - House (242 - 177)
March 10, 2011 National HR 830 Terminating the Federal Housing Administration Refinance Program Bill Passed - House (256 - 171)
Sept. 23, 2010 National HR 5297 Small Business Lending Fund and Tax Law Amendments Concurrence Vote Passed - House (237 - 187)
Sept. 16, 2010 National HR 4785 Authorizing Loans for Energy Efficiency Purposes Bill Passed - House (240 - 172)
June 30, 2010 National HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act Conference Report Adopted - House (237 - 192)
June 17, 2010 National HR 5297 Small Business Lending Fund and Tax Law Amendments Bill Passed - House (241 - 182)
Dec. 11, 2009 National HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act Bill Passed - House (223 - 202)
March 5, 2009 National HR 1106 Mortgage Restructuring In Bankruptcy Bill Passed - House (234 - 191)
Jan. 22, 2009 National H J Res 3 Releasing Funds for Economic Stabilization Act Joint Resolution Passed - House (270 - 155)
Jan. 21, 2009 National HR 384 Oversight of the Troubled Asset Relief Program Bill Passed - House (260 - 166)
Oct. 3, 2008 National HR 1424 Financial Asset Purchase Authority and Tax Law Amendments Concurrence Vote Passed - House (263 - 171)
Sept. 29, 2008 National HR 3997 Financial Asset Purchase Authority Concurrence Vote Failed - House (205 - 228)
Sept. 23, 2008 National HR 5244 Credit Card Regulations Bill Passed - House (312 - 112)
June 26, 2008 National HR 6377 Energy Futures Trading Bill Passed - House (402 - 19)
Nov. 15, 2007 National HR 3915 Mortgage Reform and Anti-Subprime Lending Act Bill Passed - House (291 - 127)
July 12, 2006 National HR 2990 Credit Rating Agency Duopoly Relief Act Bill Passed - House (255 - 166)
April 14, 2005 National S 256 Bankruptcy Reform Bill Bill Passed - House (302 - 126)
March 18, 2004 National HR 1375 Financial Services Regulatory Relief Act of 2004 Bill Passed - House (392 - 25)
Jan. 28, 2004 National S 1920 Farmer Bankruptcy Bill Bill Passed - House (265 - 99)
July 1, 1999 National HR 10 Financial Modernization bill Bill Passed - House (343 - 86)
May 5, 1999 National HR 833 Bankruptcy Reform bill Bill Passed - House (313 - 108)
Oct. 13, 1998 National S 1260 Securities Litigation Conference Report Adopted - House (319 - 82)
May 13, 1998 National H Amdt 621 Enhance Banking Flexibility Amendment Amendment Rejected - House (140 - 281)
May 13, 1998 National HR 10 Financial Services Act of 1998 Bill Passed - House (214 - 213)
Dec. 20, 1995 National HR 1058 Legal Reform bill Veto Override Passed - House (319 - 100)
Dec. 6, 1995 National HR 1058 Legal Reform bill Conference Report Adopted - House (320 - 102)
March 8, 1995 National HR 1058 Legal Reform bill Bill Passed - House (325 - 99)
Nov. 23, 1993 National S 714 Resolution Trust Corporation Completion Act Conference Report Adopted - House (235 - 191)
Date No. Title Outcome
3/08 HR 2799 Expanding Access to Capital Act of 2023 Bill Passed - House (212 - 205)
1/11 HR 788 Stop Settlement Slush Funds Act of 2023 Bill Passed - House (211 - 197)
12/01 S J Res 32 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)". Joint Resolution Passed - House (221 - 202)
6/23 HR 3564 Middle Class Borrower Protection Act of 2023 Bill Passed - House (230 - 189)
5/24 H J Res 45 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Waivers and Modifications of Federal Student Loans". Joint Resolution Passed - House (218 - 203)
3/01 HR 347 Reduce Exacerbated Inflation Negatively Impacting the Nation Act Bill Passed - House (272 - 148)
2/28 H J Res 30 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" Joint Resolution Passed - House (216 - 204)
9/29 HR 3843 Merger Filing Fee Modernization Act of 2022 Bill Passed - House (242 - 184)
9/21 S 1098 Joint Consolidation Loan Separation Act Bill Passed - House (232 - 193)
6/15 HR 2543 Federal Reserve Racial and Economic Equity Act Bill Passed - House (215 - 207)
6/24 S J Res 15 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders". Joint Resolution Passed - House (218 - 208)
6/16 HR 1187 ESG Disclosure Simplification Act of 2021 Bill Passed - House (215 - 214)
4/19 HR 1996 SAFE Banking Act of 2021 Bill Passed - House (321 - 101)
6/26 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Veto Override Failed - House (238 - 173)
1/29 HR 3621 Comprehensive CREDIT Act of 2020 Bill Passed - House (221 - 189)
1/16 H J Res 76 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" Bill Passed - House (231 - 180)
11/15 HR 4863 United States Export Finance Agency Act of 2019 Bill Passed - House (235 - 184)
7/24 HR 397 Rehabilitation for Multiemployer Pensions Act of 2019 Bill Passed - House (264 - 169)
5/22 HR 1500 Consumers First Act Bill Passed - House (231 - 191)
5/22 S 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Bill Passed - House (258 - 159)
4/13 HR 4790 Volcker Rule Regulatory Harmonization Act Bill Passed - House (300 - 104)
4/11 HR 4293 Stress Test Improvement Act of 2017 Bill Passed - House (245 - 174)
3/06 HR 4607 Comprehensive Regulatory Review Act Bill Passed - House (246 - 143)
1/17 HR 3326 World Bank Accountability Act of 2017 Bill Passed - House (237 - 184)
12/14 HR 4324 Strengthening Oversight of Iran's Access to Finance Act Bill Passed - House (252 - 167)
12/01 HR 1699 Preserving Access to Manufactured Housing Act of 2017 Bill Passed - House (256 - 163)
7/25 H J Res 111 Providing for Congressional Disapproval of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Bill Passed - House (231 - 190)
6/08 HR 10 Financial CHOICE Act of 2017 Bill Passed - House (233 - 186)
6/09 HR 5278 Puerto Rico Oversight, Management, and Economic Stability Act (PROMESA) Bill Passed - House (297 - 127)
4/28 H J Res 88 Disapproving the Rule Submitted by the Department of Labor Relating to the Definition of the Term "Fiduciary" Joint Resolution Passed - House (234 - 183)
4/14 HR 3340 Financial Stability Oversight Council Reform Act Bill Passed - House (239 - 179)
2/04 HR 766 Financial Institution Customer Protection Act of 2016 Bill Passed - House (250 - 169)
10/27 HR 597 Export-Import Bank Reform and Reauthorization Act of 2015 Bill Passed - House (313 - 118)
4/14 HR 650 Preserving Access to Manufactured Housing Act of 2015 Bill Passed - House (263 - 162)
1/14 HR 37 Promoting Job Creation and Reducing Small Business Burdens Act Bill Passed - House (271 - 154)
9/17 H J Res 124 Continuing Appropriations Resolution, 2015 Joint Resolution Passed - House (319 - 108)
7/16 H Amdt 1079 Prohibits the Internal Revenue Service (IRS) from Providing Bonuses to Employees Amendment Adopted - House (282 - 138)
7/16 H Amdt 1098 Prohibits District of Columbia from Implementing Certain Firearm Laws Amendment Adopted - House (241 - 181)
7/16 H Amdt 1093 Prohibits Federal Communications Commission (FCC) from Preventing States from Implementing Broadband Internet Access Service Laws Amendment Adopted - House (223 - 200)
7/16 H Amdt 1086 Prohibits States from Penalizing a Bank for Providing Financial Services to Marijuana Businesses Amendment Adopted - House (231 - 192)
7/16 H Amdt 1083 Prohibits Federal Agencies from Paying Federal Employees Certain Pay Rates Amendment Rejected - House (193 - 230)
7/16 HR 5016 Financial Services and General Government Appropriations Act, 2015 Bill Passed - House (228 - 195)
10/30 HR 992 Swaps Regulatory Improvement Act Bill Passed - House (292 - 122)
10/29 HR 2374 Retail Investor Protection Act Bill Passed - House (254 - 166)
5/23 HR 1911 Smarter Solutions for Students Act Bill Passed - House (221 - 198)
5/17 HR 1062 SEC Regulatory Accountability Act Bill Passed - House (235 - 161)
7/25 HR 459 Federal Reserve Transparency Act of 2012 Bill Passed - House (327 - 98)
5/09 HR 2072 Export-Import Bank Reauthorization Act of 2012 Bill Passed - House (330 - 93)
2/09 S 2038 Prohibits Insider Trading by Government Officials Bill Passed - House (417 - 2)
11/03 H Amdt 849 Requires Public Disclosure of Bonuses and Golden Parachute Arrangements Amendment Rejected - House (190 - 234)
7/21 HR 1315 Oversight of Consumer Financial Protection Bureau Bill Passed - House (241 - 173)
3/11 HR 836 Terminating the Emergency Mortgage Relief Program Bill Passed - House (242 - 177)
3/10 HR 830 Terminating the Federal Housing Administration Refinance Program Bill Passed - House (256 - 171)
9/23 HR 5297 Small Business Lending Fund and Tax Law Amendments Concurrence Vote Passed - House (237 - 187)
9/16 HR 4785 Authorizing Loans for Energy Efficiency Purposes Bill Passed - House (240 - 172)
6/30 HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act Conference Report Adopted - House (237 - 192)
6/17 HR 5297 Small Business Lending Fund and Tax Law Amendments Bill Passed - House (241 - 182)
12/11 HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act Bill Passed - House (223 - 202)
3/05 HR 1106 Mortgage Restructuring In Bankruptcy Bill Passed - House (234 - 191)
1/22 H J Res 3 Releasing Funds for Economic Stabilization Act Joint Resolution Passed - House (270 - 155)
1/21 HR 384 Oversight of the Troubled Asset Relief Program Bill Passed - House (260 - 166)
10/03 HR 1424 Financial Asset Purchase Authority and Tax Law Amendments Concurrence Vote Passed - House (263 - 171)
9/29 HR 3997 Financial Asset Purchase Authority Concurrence Vote Failed - House (205 - 228)
9/23 HR 5244 Credit Card Regulations Bill Passed - House (312 - 112)
6/26 HR 6377 Energy Futures Trading Bill Passed - House (402 - 19)
11/15 HR 3915 Mortgage Reform and Anti-Subprime Lending Act Bill Passed - House (291 - 127)
7/12 HR 2990 Credit Rating Agency Duopoly Relief Act Bill Passed - House (255 - 166)
4/14 S 256 Bankruptcy Reform Bill Bill Passed - House (302 - 126)
3/18 HR 1375 Financial Services Regulatory Relief Act of 2004 Bill Passed - House (392 - 25)
1/28 S 1920 Farmer Bankruptcy Bill Bill Passed - House (265 - 99)
7/01 HR 10 Financial Modernization bill Bill Passed - House (343 - 86)
5/05 HR 833 Bankruptcy Reform bill Bill Passed - House (313 - 108)
10/13 S 1260 Securities Litigation Conference Report Adopted - House (319 - 82)
5/13 H Amdt 621 Enhance Banking Flexibility Amendment Amendment Rejected - House (140 - 281)
5/13 HR 10 Financial Services Act of 1998 Bill Passed - House (214 - 213)
12/20 HR 1058 Legal Reform bill Veto Override Passed - House (319 - 100)
12/06 HR 1058 Legal Reform bill Conference Report Adopted - House (320 - 102)
3/08 HR 1058 Legal Reform bill Bill Passed - House (325 - 99)
11/23 S 714 Resolution Trust Corporation Completion Act Conference Report Adopted - House (235 - 191)
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